Saturday, March 14, 2009

Money | How to Fix Your Life in 2009 | WSJ

Some useful advice in here.

I'm starting my own project to make our money stretch further. Some simple steps:
  • called the cable (TV/Internet) company and said I was looking at their competitors' offers and could they do better on price. Yep, they could. Knocked 20% off the price and made it retroactive for 2 months.
  • told our insurance agent that with money tight we needed to shop rates (which I did) ... she found discounts and new rates for the same coverage that knocked 25% off our auto insurance ...
  • took our POTS (plain old telephone service) landline services down to minimum ... no inside wiring maintenance, no long distance ... and knocked about $10/month off that bill ... not ready to give-up that landline yet but that may be sooner rather than later
  • will also look at our cellphone bill (have a pretty good plan but may explore the pay-as-you-go services) and our DVD by mail plan (cheap entertainment that can, maybe, be even cheaper)
and more to come.

I don't love this new economic situation but maybe we'll all become smarter consumers as a result. A little silver lining in that cloud.